How much does life insurance cost in Houston, TX?

Life insurance costs vary based on age, health, and coverage amount. Term life insurance typically starts at $15-25/month for $100,000 coverage. We offer free quotes to help you find the best rates.

Do I need a medical exam for life insurance?

Not always! We offer no medical exam options including final expense insurance for seniors and simplified issue policies. Traditional policies may require a medical exam for the best rates.

What types of life insurance do you offer?

We offer term life insurance (temporary coverage), whole life insurance (permanent with cash value), and final expense insurance (for seniors). Each type serves different needs and budgets.

How quickly can I get life insurance coverage?

Final expense and simplified issue policies can provide same-day approval. Traditional policies typically take 2-6 weeks depending on medical underwriting requirements.

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Home Grown in Houston, Texas

Protecting families across our nation 1 policy at a time. From term life to final expense insurance, we understand that every family is unique, and we're here to help you find the perfect coverage for your loved ones.

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Final Expense Insurance

Guaranteed acceptance for seniors 50-80

Family Planning

Protect your family's future

"Gulf Coast Insurance made protecting my family simple and affordable. Highly recommended!"

- Sarah M., Houston

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Families Protected

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Our Services

Comprehensive Insurance
Solutions

From term life to mortgage protection, we offer a full range of insurance products to protect what matters most to your family.

Final Expense Coverage

Specialized coverage for seniors ages 50-80 to help with end-of-life expenses.

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Term Life Insurance

Affordable coverage for younger families and individuals looking for temporary protection.

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Whole Life Insurance

Permanent coverage with cash value that grows over time, perfect for long-term family planning.

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Mortgage Protection

Ensure your family can stay in their home even if the unexpected happens.

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Index Universal Life

Build cash value with market-linked growth potential while protecting your family.

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Educational Resources

Learn About
Life Insurance

Watch these informative videos from National Life Group to better understand life insurance and estate planning.

Why Life Insurance is Important

Learn about the critical role life insurance plays in protecting your family's financial future and providing peace of mind.

Estate Planning for Foreign Nationals

Essential information about estate planning considerations for foreign nationals living in the United States.

Living Benefits Life Insurance

You don't have to die to use your life insurance. Learn about living benefits that provide financial protection while you're alive.

Family Planning Life Insurance

Essential guide to protecting your family's future with comprehensive life insurance planning strategies.

These videos are provided by National Life Group, one of our trusted insurance carriers. For personalized guidance on your specific situation, contact us for a free consultation.

Trusted by Top-Rated Carriers

We partner with the best in the industry

Transamerica

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Aflac

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National Life Group

Liberty Insurance

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Mutual of Omaha

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Royal Neighbors of America

A+

Corebridge Financial

A+

American Home Life Insurance Company

Baltimore Life Companies

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