Home Protection

Mortgage Protection
Insurance

Ensure your family can stay in their home even if the unexpected happens. Protect your most valuable asset and give your loved ones peace of mind.

Don't let a mortgage payment become a burden during your family's most difficult time.

Protect Your Home Today
Houston homes and skyline
Why It's Essential

Why Mortgage Protection Is Essential

Your home is likely your family's largest investment. Mortgage protection insurance ensures that if something happens to you, your family won't lose their home to financial hardship.

The Reality

Without mortgage protection, your family could face foreclosure if they can't make payments after losing your income.

The Solution

Mortgage protection insurance pays off your home loan, allowing your family to stay in their home debt-free.

The Peace of Mind

Know that your family's home is secure, no matter what life brings your way.

Mortgage Protection Benefits
  • Pays off remaining mortgage balance
  • Family keeps the home debt-free
  • No monthly mortgage payments
  • Preserves other life insurance for living expenses
  • Affordable premiums
  • Quick and easy application
Protecting What Matters Most

Beautiful Homes We Help Protect

From suburban neighborhoods to waterfront estates, every home represents a family's dreams and future. See the beautiful properties we help secure with mortgage protection insurance.

Aerial view of suburban neighborhood with single-family homes
Front exterior of large two-story modern-style home
Grand multi-story house on the edge of a calm body of water
Front of two-story traditional-style house with brick and stone exterior
Row of three modern multi-story townhouses with contemporary design
Front view of modern duplex with clean contemporary design

1 of 6

Aerial view of suburban neighborhood with single-family homes
Front exterior of large two-story modern-style home
Grand multi-story house on the edge of a calm body of water
Front of two-story traditional-style house with brick and stone exterior
Row of three modern multi-story townhouses with contemporary design
Front view of modern duplex with clean contemporary design

Each of these stunning properties represents a family's investment in their future. Don't let the unexpected put your family's home at risk.

Protect Your Home Today
Simple Process

How Mortgage Protection Works

Simple, straightforward protection that gives your family security and peace of mind.

1
Choose Your Coverage

Select coverage that matches your current mortgage balance. Coverage can be level or decreasing term.

2
Pay Affordable Premiums

Make small monthly payments that fit your budget. Much less expensive than you might think.

3
Family Keeps Home

If something happens, the policy pays off the mortgage and your family owns the home free and clear.

Coverage Options

Mortgage Protection Coverage Options

Level Term Coverage

Coverage amount stays the same throughout the term, providing consistent protection.

  • Fixed death benefit
  • Level premiums
  • Can be used for any purpose
  • Conversion options available
Decreasing Term Coverage

Coverage decreases over time to match your declining mortgage balance, keeping premiums lower.

  • Lower premium costs
  • Matches mortgage balance
  • Efficient coverage design
  • Perfect for mortgage protection
Real Example

Real Houston Family Example

The Martinez Family Protection Plan

Family Details

  • Husband (38), Wife (35), 2 children
  • $350,000 home in Houston suburbs
  • $280,000 remaining mortgage balance
  • 22 years left on mortgage
  • Combined household income: $95,000

Protection Solution

  • $300,000 Level Term Life Insurance
  • 25-year term to cover mortgage period
  • Monthly premium: $45 for husband
  • Monthly premium: $38 for wife
  • Total: $83/month for both

The Result

For less than $3 per day, the Martinez family has complete peace of mind knowing their home will be paid off if anything happens to either parent.

Educational Resources

Learn About
Life Insurance

Watch these informative videos from National Life Group to better understand life insurance and estate planning.

Why Life Insurance is Important

Learn about the critical role life insurance plays in protecting your family's financial future and providing peace of mind.

Estate Planning for Foreign Nationals

Essential information about estate planning considerations for foreign nationals living in the United States.

Living Benefits Life Insurance

You don't have to die to use your life insurance. Learn about living benefits that provide financial protection while you're alive.

Family Planning Life Insurance

Essential guide to protecting your family's future with comprehensive life insurance planning strategies.

These videos are provided by National Life Group, one of our trusted insurance carriers. For personalized guidance on your specific situation, contact us for a free consultation.

Protect Your Home

Don't Risk Your
Family's Home

Every month you wait is another month your family's home goes unprotected. Get a free quote today and secure your family's most important asset.

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