Final Expense
Insurance
Guaranteed acceptance life insurance for seniors ages 50-80. No medical exam required. Protect your family from the financial burden of final expenses.
Why Choose Final Expense Insurance?
Designed specifically for seniors who want to ensure their final expenses don't burden their loved ones.
Guaranteed Acceptance
No medical exam required. Available for seniors ages 50-80 regardless of health conditions.
Affordable Premiums
Low monthly payments starting as low as $15/month. Premiums never increase.
Immediate Coverage
Coverage begins immediately upon approval. No waiting periods for natural causes.
Family Protection
Ensures your family can give you the memorial service you deserve without financial stress.
Easy Application
Simple application process with quick approval. No complicated medical questions.
Flexible Coverage
Choose coverage amounts from $5,000 to $50,000 based on your needs and budget.
What Does Final Expense Insurance Cover?
Final expense insurance provides comprehensive coverage for all end-of-life expenses, ensuring your family can focus on honoring your memory rather than worrying about finances.
How Final Expense Insurance Works
Getting final expense insurance is simple and straightforward. Here's how the process works:
Application
Complete a simple application with basic personal information. No medical exam required.
Approval
Get quick approval, often within 24 hours. Coverage begins immediately upon approval.
Premium Payment
Start making affordable monthly premium payments. Premiums never increase.
Family Protection
Your family receives the death benefit to cover all final expenses when needed.
Frequently Asked Questions
Get answers to common questions about final expense insurance.
What is final expense insurance?
Final expense insurance is a type of life insurance designed specifically for seniors to cover end-of-life expenses such as funeral costs, burial expenses, medical bills, and other final obligations.
Do I need a medical exam?
No medical exam is required for final expense insurance. It's designed for guaranteed acceptance for seniors ages 50-80, regardless of health conditions.
How much coverage do I need?
Coverage amounts range from $5,000 to $50,000. Consider your expected funeral costs, outstanding debts, and other final expenses when choosing your coverage amount.
When does coverage begin?
Coverage begins immediately upon approval. There are no waiting periods for natural causes, ensuring your family is protected right away.
Can I change my coverage amount later?
Most final expense policies allow you to increase your coverage amount within certain limits. Contact your agent to discuss your options.
What happens if I stop paying premiums?
If you stop paying premiums, your coverage will lapse. However, many policies offer a grace period and reinstatement options to help you maintain coverage.
Ready to Protect
Your Family?
Don't let your final expenses become a burden for your loved ones. Get a free quote today and secure peace of mind for your family's future.
Learn About
Life Insurance
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These videos are provided by National Life Group, one of our trusted insurance carriers. For personalized guidance on your specific situation, contact us for a free consultation.
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Transamerica
Aflac
National Life Group
Liberty Insurance
Mutual of Omaha
Royal Neighbors of America
Corebridge Financial
American Home Life Insurance Company
Baltimore Life Companies